Healthcare Reform & Carriers

As you evaluate the Affordable Care Act and your ongoing healthcare reform strategy, position yourself for the future with eHealth Technology. We are helping to guide the technology standard for health insurance exchanges through our prepackaged (carrier and broker) and custom-built solutions.

Using our online distribution platforms, you can capitalize on the consumer interest in government health exchanges to efficiently acquire customers, reduce costs and drive profits.

Efficiently Acquire Customers

As a result of the individual mandate, it is projected that there will be more than 30 million new individual subscribers who will need health insurance by 2014. In addition, 50 million seniors will be affected by changes in Medicare.

With the precedent set by government exchanges, these audiences will likely be looking online for their health plan options. Position yourself to provide for these insureds with an online health-plan distribution system. Our solutions can support both individual and family plans, as well as Medicare offerings.

Reduce Operating Costs Through a Lower-Touch Model

The Affordable Care Act mandates that insurers meet a minimum medical loss ratio of 80% for individuals and small groups. Maintaining profitability may depend on finding new ways to increase operational efficiency and cut administrative costs. A well-built online health insurance exchange can be a powerful tool to achieve both goals. Reduce your expenses and maintain profits by using technology to streamline application submission and processing.

Drive Profits with Ancillary-Product Sales

To maintain or increase profitability, carriers may have to rely more heavily on the sale of ancillary products to boost margins. We currently support vision and dental plans and are actively working to grow this offering. Capitalize on these ancillary markets, and stay ahead.

Carrier Health Exchange Technology

Partnering with eHealth Technology can help you take advantage of the opportunities created by healthcare reform. Cost-effective distribution of health insurance is easy to achieve through our carrier exchange technologies.

• eHealth Carrier Exchange — The eHealth Carrier Exchange software-as-a-service (SaaS) solution is quick to install and continuously evolves based on the changing marketplace. Improve your customers’ online experiences and increase sales with this proven ecommerce platform. Learn more about the eHealth Carrier Exchange.
  
• eHealth Private Exchange — Provide an online marketplace for employers, groups and associations of all sizes. Users can compare and purchase available health insurance products through a defined contribution approach. Learn more about the eHealth Private Exchange.
  
• eHealth Exchange Utilities — Do you already have an online presence and/or internal IT capabilities? Then, the eHealth Exchange Utilities are designed for you! These services power your custom exchange by providing back-end integration with carriers, as well as accurate and compliant application and plan data. Learn more about the eHealth Exchange Utilities. 
• eHealth Broker Exchange — Enable your agents to sell online with our broker exchange platform. This offering also includes agent-sales tools to help them keep track of their entire book of business. Learn more about the eHealth Broker Exchange. 
  

Learn how eHealth Technology centralized and automated application processing for CareFirst by downloading our case study.